Checking Accounts Fidelity FREE or Student Fidelity Saver Fidelity Select Fidelity Elite Fidelity Senior Minimum to Open $25 **Student Checking Oops Card $100 $100 $500 $100 Customers ages 55 & up Minimum Balance to avoid Monthly Maintenance Fee* $0 $2500.00 to avoid monthly maint. fee $1000.00 to avoid monthly maint. fee $5000.00 to avoid monthly maint. fee $0 Monthly Maintenance Fee $0 $7.00 $10.00 $15.00 $0 Check Card First FREE $10 Per Replacement Bill Pay Online Checking ATM Debits Interest No No Yes Balance of $15,000 or more No FREE Checks No School Spirit Checks for Students No Safe Box Available Available Available FREE Any Size 20% Discount

** Oops Card One Free Refund of Return Item Charge for Student Checking Only     * Avoid Monthly Maintenance Fee as follows: Fidelity Saver Checking - Scheduled transfer to another Fidelity bank account once in a monthly statement cycle of $35 or more (set up at account opening) or depository relationship of $2500.00 or more per monthly statement cycle. Fidelity Select Checking - Daily balance of $1000.00 or more, or a total of loan balances and depository relationship of $25,000.00 or more per monthly statement cycle. Fidelity Elite Checking - Depository relationship of $100,000.00 or more per monthly statement cycle, or checking account daily balance of $5000.00 or more per monthly statement cycle.